Paystruct

Terms of use

A plain summary of the General Account Terms and Conditions that govern your use of Paystruct.

The full current terms are in the app under My Account Details. They are the agreement, and where anything on this page differs from them, they prevail.

What this page is

A summary written to be read, section by section, in the same order as the terms themselves. It is not the agreement.

The agreement between you and Paystruct is the General Account Terms and Conditions. Version 1.0 took effect on 16 August 2026. The current version, and the date it took effect, is always available in the app under My Account Details, and your acceptance is recorded against the version you accepted. Read them there before you rely on anything below.

The five things that matter most

  • Paystruct is software. Nothing it produces is legal advice.
  • No promise is made that a claim produced with it will be valid or effective.
  • You keep everything you upload. We hold a licence to process it so the service can run.
  • AI features assist your review. They do not replace it.
  • Your rights under the Australian Consumer Law are untouched.

The service is a tool, not advice

The service is document preparation and workflow software. Nothing in it is legal advice: not a document, a template, a calculation, a review finding, a summary, a warning, or the absence of a warning, whether it came from code or from an AI model. All of it is generic, however specific it may appear.

Paystruct is not a law firm and does not practise law. No solicitor and client relationship, retainer or fiduciary duty arises from your use of it. Security of payment regimes are strict and unforgiving, and rights can be lost for good through small errors of form, content, timing or service. The service is designed to reduce that risk. It cannot eliminate it.

Consider advice from a qualified legal practitioner before serving, responding or acting, especially where

  • you consider the payment claim may be contested or disputed;
  • the claim is, or may be, the final payment claim under the contract;
  • the contract has been, or may have been, terminated, repudiated or suspended;
  • you intend to apply for adjudication, or expect the respondent to;
  • the amounts involved are significant to you;
  • time limits are close, unclear, or already passed;
  • the contract or the legislation has unusual features; or
  • anything else about the situation gives you doubt.

No warranty of validity, and what you acknowledge

The service may produce a document that does not work

You acknowledge that the service may produce documents, including payment claims, that are invalid, ineffective, out of time, incorrectly served or otherwise defective, despite our efforts to prevent it. No representation, warranty or guarantee has been made that it will always, or ever, produce valid or effective documents, and you agree that you have not relied on one.

The facts, and the deadlines, are yours

Reference dates, time limits, service requirements and jurisdictional rules are yours to confirm from your own records, your contract and the legislation. The validity of a claim turns on facts and terms the service may not hold, may not read correctly, and cannot verify. Outputs are only as good as what you enter, you are responsible for the accuracy and completeness of that, and you use the service and serve every document prepared with it at your own risk.

The release you give

To the fullest extent the law permits, you release and discharge Paystruct and its directors, officers, employees, contractors and agents from claims arising out of the invalidity or defectiveness of any document prepared with the service, out of AI output or your reliance on it, out of the loss of any statutory or contractual right including under security of payment legislation, out of the outcome of any adjudication, litigation or dispute, and out of decisions you make or do not make in reliance on the service.

What the release does not touch

It does not exclude rights which cannot lawfully be excluded, including the consumer guarantees dealt with under the Australian Consumer Law below.

Your account, your content and acceptable use

Your account

Keep your account details accurate and current, keep your login credentials to yourself, and tell us promptly if you suspect someone else has used them. You are responsible for activity under your account, whether or not you authorised it. You must be at least 18 and able to enter a contract, and if you use the service for a company you warrant that you are authorised to bind it.

Acceptable use

The licence is limited, non-exclusive and revocable, for your own internal business purposes. You must not resell the service or run it as a service bureau without our written consent, copy or reverse engineer it except as the law allows, use it to break the law or to prepare documents you know to be false or misleading, interfere with it or test its security without consent, upload malicious code or content you have no right to upload, or use data taken from it to train a competing product. Fair use limits on storage, AI usage and document volume may be set and varied, reasonably.

Your content, and the licence you give us

You retain all rights in the contracts, documents, data and other content you upload or enter. You grant us a non-exclusive, worldwide, royalty-free licence to host, copy, process, transmit, display and back it up, as reasonably necessary to provide, maintain, secure and improve the service and to comply with the law. You warrant that you have the rights needed to upload it. We do not monitor your content, and you remain solely responsible for the documents you serve.

AI features and their limits

Parts of the service use artificial intelligence, including large language models, to read documents, extract provisions, analyse notices, review claims and generate text. They are probabilistic: the same input can produce different output, they can state a wrong clause number, date, citation or amount with complete confidence, and they may not reflect the current state of legislation or case law. They assist your review rather than replace it, and you must check every AI assisted output before you rely on it or serve it.

Fees, ownership and liability

Fees

The first contract on an account is free. Each additional active contract is $49 per month, excluding GST. When fees apply they are the fees displayed in the app at the time you incur them, or as otherwise agreed in writing, billed per contract per month unless stated otherwise and exclusive of GST. We give at least 30 days notice before changing fees or introducing new ones. Card details are handled by our payment provider and we do not store full card numbers. Unpaid fees can lead to suspension after a reminder and a reasonable opportunity to pay. See pricing.

Intellectual property

We and our licensors own the service: the software, the design, the templates, the wording frameworks, the knowledge base content and the branding. The documents you generate for your own claims are yours to use for their purpose. The underlying templates and generation logic remain ours, and if you send us feedback or suggestions we may use them without restriction or payment.

Australian Consumer Law

Nothing in the terms excludes, restricts or modifies any consumer guarantee, right or remedy under the Competition and Consumer Act 2010 (Cth) or any other law that cannot lawfully be excluded. Where we are permitted to limit our liability for breach of one of those rights, our liability is limited, at our option, to resupplying the services or paying the cost of having them resupplied, and for goods to replacing or repairing them or paying the cost of doing so.

Limitation of liability

Subject to those non-excludable rights, the service is provided as is and as available. We are not liable for loss of profits, revenue, business, goodwill, data, opportunity or anticipated savings, for indirect or consequential loss, or for loss arising from an invalid, ineffective, late or defectively served document, from the loss of a statutory or contractual right, or from the outcome of an adjudication, litigation or dispute. Our total aggregate liability for all claims is limited to the greater of the fees you paid us in the 3 months before the event and AUD 100. You indemnify us for liabilities arising out of your content, your breach of the terms or your unlawful use of the service, except to the extent we caused it, and you must take reasonable steps to mitigate any loss.

Suspension, changes and governing law

Suspension and termination

You can close your account at any time, through the service or by written notice. We can suspend or end access by notice if you materially breach the terms and, where the breach can be remedied, do not remedy it within 14 days of notice, if the law requires it, or if the service is discontinued, in which case we give as much notice as is reasonably practicable. Accrued fees remain payable, the clauses that are meant to survive do survive, and for a reasonable period after closure we will make your stored documents available for export on request.

Variation on 7 days notice

We may vary the terms by giving you notice: by displaying the notice or the varied terms in the My Account Details section, by emailing an address on your account, or by another method the terms permit. A variation takes effect 7 days after the notice is given, so you have 7 days before it applies to you, and continued use after that date is acceptance. If you do not accept a variation, stop using the service and close your account before it takes effect, and any prepaid unused fees for the period after closure are refunded on request.

Data, privacy and security

We handle personal information in accordance with our privacy policy and privacy law, and we take commercially reasonable technical and organisational measures to protect your content. No system is impenetrable. You remain responsible for keeping your own copies of critical documents, including served claims and evidence of service. See the privacy policy.

Governing law

The terms are governed by the laws of Queensland, Australia, and the parties submit to the non-exclusive jurisdiction of the courts of Queensland and the Commonwealth of Australia.

This page is a summary

Every heading above compresses a clause, and a summary cannot carry the whole of it. The General Account Terms and Conditions in the app under My Account Details are the agreement, they are the current version, and they prevail over anything written here. If the two ever appear to differ, the terms in the app are the ones that apply.

The rest of the legal position is set out on the legal page, and questions can go to support@paystruct.com.au or through the contact page.